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1
NEWS UPDATES / Make your PayPal money now
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NEWS UPDATES / Earn Money With Ease
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5
Waec answers 2018 / WAEC MARKETING ANSWERS 2018
« Last post by Peter on May 10, 2018, 12:12:18 pm »

Marketing OBJ:
1-10: CCACDABCBB
11-20:BBAACCDAAA
21-30: DABDBABAAC
31-40: CCBBAABABB





(1a)
Industrial products are machinery, manufacturing plants, materials, and other goods or component parts for use or consumption by other industries or firms. These type of products are procured by organisations to be used in producing other products. Examples are raw materials and accessory equipments.
(1b)
Consumer products are products that are purchased for consumption by the average consumer. They are the end result of production and manufacturing. Their lifespan of consumption is shorter. They are freequently procured, less expensive, need no special technical expertise. Eg: Beverages, food items.
(1c)
Primary products are goods that are available from cultivating raw materials without a manufacturing process. Examples includes oil, water, fish, fruit, crops, wood.
(1d)
Secondary products are products that have been processed from raw materials that are used in production of other goods. Examples are facilitating products.
=========================================
(2a)
(i) To solve a specific problem
(ii) To identify the causes of a problem in an organisation
(iii) To find out the need of the customer
(iv) To help in appropriate project management
(v) To help and assist the management in decision making

(2b)
(i) price off: This is when discount are given to customers for buying large quantity of a particular products
(ii) Salesman competition: when a company goods each sakes representative a target and at the end there is a benefit attached
(iii) Free gifts: this is a money of making customer purchase a particular products more by given them gifts.
(iv) Premium offer: is a scale promotion technique where the customer are given two or more products and they pay lower than the price of combine products
(v) Samples: This is the act of getting know of different products in market through careful design and analysis
=============

(4a)
Transportation is the physical carriage or movements of finished products from the place of manufacturing to the place where it would be accessible and available to the largest audience either wholesalers, sales, agent, retailers and ultimately the final consumers.
(4b)
-Nearness to market
-Cost advantage
-Nature of the product
-Availabilty
-Handling
-Local conditions
(i) Nearness to market: When the market or the location of the ultimate consumer is very close to the producer, this most often determine the mode of transportation to use.
(ii) Cost advantage: Marketing firms also consider cost variables as to cheapness of carrying a product. It is a major factor that determines the selling price of a product
(iii) Nature of the product: Perishability, durability, storage, frangibility of the product. It is difficult to transport vehicles, heavy plants or machinery by air. Therefore consideration should be given to heaviness.
(iv) Availability: A choice of transportation may also depend on availability. Some mode of transport are not Available in some area. In that kind of area, the product need to key into the available means of transport by either repackaging goods or by re-modifying the transporting strategy.
(v) Handling: Some forms of transport can involve rough handling. For example, products transported by ship may be hauled aboard the vessel in a net or sling, stacked beneath dozens of other goods and subjected to moisture condensation.
(vi) Local conditions : Take a look at the country you are shipping to. Are there many risks and weaknesses in its transport infrastructure? If the local ports have a bad reputation, or the road network isn't up to standards, You'll need to tailor your strategy accordingly.

==============================

(5a)
Market Union is an organization whose membership consists of marketers, united to protect and promote their common interests. They help traders in issues like fairness of trade, good trading environment, hours of trades and benefits.
(5b)
(i) Market facilitator make sure that all stakeholders are heard, and mediates between the different interests of the marketers
(ii) The help market unions to understand their common objectives and assists them to plan how to achieve these objectives
(iii) They help to develop and strengthen the capacities of marketers and service providers
(iv) They help marketers overcome hurdles and bottlenecks
(v) They help make it easier for a group to arrive at its own answer, decision, or deliverable.
(5c)
(i) They fight for the right if their members
(ii) The moderate payment of dues
(iii) They ensure availability and assesibility of garri products
(iv) They demand for provision of quality garri from producers
(v) They maintain a stable and fair price of garri products
==============================================

(6a)
(i) personal capital
(ii) cooperative society
(iii) loan from bank
(iv) loan from friends and family
(6b)
(i) Nearness to the market: this can influence the location of new outlet considering the usefulness of the condemners
(ii) Site and land: the availability of land can influence the location of new outlet
(iii) Raw materials: the outlet must located close to where the raw materials can accessed easily
(iv) Labour: The availability of cheap labourers can influence the location of the outlet. It is important that a labor force is well educated and well trained to ensure that they can produce goods at peak efficiency and quality.


ANSWERS LOADING..........
6
Waec answers 2018 / 2018 waec animal husbandry answers
« Last post by Emeka on May 02, 2018, 03:44:07 pm »
Animal Husbandry OBJ:
1-10: DBAABCCADD
11-20: BADDCBACBD
21-30: BCADCACAAC
31-40: ABABCBDDAD

Theory

 1a)
Ration is the food given to animals on a daily basis. It is used for both maintenance and productive processes.
Ration is the food which is rich and contains all food classes at their correct proportion.

(1bi)
Psychological status of animals: The physical health of status of farm animal affects the animal positively. When animals are physically fit, they are able to produce and give rise to healthy young farm animals.

(1bii)
Ages of animals: With age, animals tends to reproduce or give birth to young ones which are less viable and when animals are young, they tend to health and resistant one.

(1biii)
Purpose or production: Animals are kept or reared for different purposes lol meat, hide, milk. Some of these animals are rear for two or more of these purposes like the white Fulani which is reared for milk and can also be reared or kept for meat production.

(1biv)
Availability of feed ingredients: Presence of feed ingredients makes the keeping of livestock easy since there is easiness of producing feeds to supplements. grazing and livestock is more easily kept.

(1c)
Preparation of palm kernel cake:
After the processing of oil from palm fruits. The fruits are then dried, the seed coats removed and dried.
The seeds are then produced locally using the processing machine for the oil ie palm kernel oil and the cakes collected separately dried and milled.

(1d)
In a tabular form broiler starter Marsh and broiler finisher Marsh.

Under Broiler Starter Marsh:
(i) It is given to young chicks of between 1-6weeks
(ii) It is rich in protein

Under Broiler Finisher Marsh:
(i) It is given to chicks of between 6weeks and above.
(ii) It is rich in protein and carbohydrates.

==========================================


(3ai)
(i) Rectum
(ii) Bladder
(iii) Scrotum
(iv) ampule

(3aii)
(i) Cervical air sac
(ii) Clavicular air sac
(iii) Sinus
(iv) Trachea

(3b) Bull:
(i) Rectum: It's Tue last step before the feces is eliminated through the anal canal.
(ii) Bladder: It functions as body's urine storage.
(iii) Scrotum: It contains the testicles called(testes)
(iv) Ampulla: It contains the cupula, a cluster of sensitive hairs embedded in the jellylike mound.

Hen:
(i) Cervical air sac: The extension of lungs in birds.
(ii) Clavicular air sac: It permit flow of air
(iii) Sinus: Lighten of the squll OR improve voice.
(iv) Trachea: an integral air way which allows air in hen

(3c)
During mastication or chewing of cassava in the mouth of a pig. The salivary gland of the pig produces a digestive enzyme called ptyalin which act on the cassava thereby converting the cassava starch to maltose. The salver also helps for the lubrication of the food curd(cassava tuber).

========================================


4ai)
(i) Comb
(ii) Eyes
(iii) hock joint
(iv) foot
(v) abdomen

(4aii)
(i) New castle disease
(ii) Infections bronchitis
(iii) Avian pox

(4b)
(i) Loss of Appetite
(ii) Excessive Thirst
(iii) Weight Loss
(iv) Slobbering
(v) Vomiting

(4ci)
Drenching is the administering of drug to an animal by mouth mouth into the stomach, usually by force, to rid them of helminths parasites, such as roundworm, flukes and tapeworm.

(4cii)
Dipping is is an efficient method of delivering pesticide or other liquid treatments to a large herd to protect sheep from infestation against external parasites such as itch mite, blow-fly, ticks and lice.

(4d)
(i) Respiratory system
(ii) Digestive system
(iii) Reproductive system

==========+==================


(5a)
Goat:
(i) Four chmabered stomach
(ii) Presence of false stomach
(iii) Absence of gizzard
(iv) Absence of crop
(v) Absence of proventriculus

Chicken:
(i) It doesn't have four chambered stomach
(ii) Presence of gizzard
(iv) Presence of crop
(v) Presence of proventriculus

(5b)
(i) Rumination is the process by which the ruminant animals regurgitates previously consumed feed and masticates it a second time.

(ii) Coprophagy is the consumption of faeces. In some animal species it is seen as a normal behavior, like rabbitsDoing that allow tough plant materials to be digested more efficiently by passing twice through the digestive tract.

(5ci) Creep feeding:
It increase weaning weights in cattle and lambs, compensation for low milk production, and a smoother transition to feedlot rations.

(5cii) Steaming Up:
It promote maximum milk production from the very beginning of the lactation.

(5ciii) Flushing:
It increase the rate of ovulation, hence, lambing rate.

(5di)
(i) Increased diversity of plant and animal species.
(ii) Control of invasive plant species, such as yellow starthistle.
(iii) Habitat restoration for threatened and endangered species.
(iv) Controlling erosion from water runoff for improved water quality.

(5dii)
(i) Manuring
(ii) Avoiding of overgrazing
(iii) Irrigation
(iv) Replanting

=======================
6a)
(i) Producers
(ii) Retailers
(iii) Wholesalers
(iv) Private middlemen
(v) Commodity board.

(6bi)
Pasteurization is the process by which milk is heated to destroy all micro organisms present without seriously affecting the composition of the products.

(6bii)
(i) Helps to preserve the milk for a long time.
(ii) Sterilize tye milk by killing micro organisms in the milk.

(6biii)
(I) butter.
(ii) ice cream.
(iii) skin-milk.

(6c)
(Ô) Diseases that affect cows causes reduction in milk production
(ii) Malnutrition
(iii) Temperature

(6di)
To weaken the animal, as to avoid struggling when slaughtering.

(6dii)
(i) Starving the animal.
(ii) Inspection of the animal.





Answers loading............
7
Waec answers 2018 / Waec Agric theory and OBJ answers
« Last post by Emeka on April 30, 2018, 11:55:36 am »
AGRIC OBJ:
1-10: ACCADBDDBB
11-20: DDAABACBBA
21-30: CDCCADDDBA
31-40: BDDAACDDCD
41-50: CCBACBBBCC
=============================



(1ai)
Basic Ammenities:
-It makes able bodied me to migrate from rural to urban areas in search of job
-Poor processing facilities for farm produce
-Shortage of water for irrigation purposes for all season cropping
-Poor health services reduces the productivity of farmers

(1aii)
Farm inputs:
-Available farm inputs are of inferior quality,outdated and crude
-Farm inputs like chemicals,fertilizers,tools and implements are grossly inadequate
-Modern farm inputs are not produced in Nigeria
-Farm inputs are expensive to buy and maintain

(1bi)
Tractor:
-Used for drawing farm implements like plough,harrows,ridgers etc
-It has hydraulic control system which aids the lifting of coupled implements
-It can be used to carry harvested crops or other farm products from the farm to the market

(1bii)
Buldozzer:
-For bush clearing
-For felling trees and stumps
-For levelling ground

(1c)
-Service at regular interval
-Replace worn out or weld broken parts
-Adhere strictly to manual or manufacturer's instruction
-Routine and regular changing of oil

=======================================


(2a)
(i) Water is essential for the process of photosynthesis.
(ii) Water also help to maintains the turgidity of plant.
(iii) Water protects plant from adverse condition like drought, frost etc.
(iv) Water serves as the solvent and carrier of food nutrients for the growth of plants.

(2b)
(i) Nitrate leaching
(ii) The export of alkalinity in produce.
(iii) Parent material - type of rocks from which the soil developed.
(iv) Rainfall - soils under high rainfall conditions are more acid than soils formed under dry conditions.
(v) Soil organic matter - soil organisms are continuously decomposing organic matter.

(2c)
Adult fluke lay eggs that are passed out onto pasture in the faeces. The egg, hatches and migrates in thin films of moisture, actively seeking the snail host. Within the snail they undergo two further developmental stages, including multiplication, eventually becoming infective cercariae, which emerge from the snail when the temperature and moisture levels are suitable. The cercariae migrate onto wet herbage, encystingas metacercariae, the highly resilient infective stage of the liver fluke. Following ingestion, the young flukes migrate to the liver, through which they tunnel, causing considerable tissue damage. The infection is patent about 10-12 weeks after the metacercariae are ingested. The whole cycle takes 18-20 weeks.

====================================


(3ai)
Cassava requires a temperature of 21-35 degrees centigrade,raifall of 150cm-200cm,

(3aii)
a well drained,rich,friable,loamy soil can also grow on poor soil

(3aiii)
By stem cutting which are planted from march to september

(3aiv)
1m by 1m

(3av)
Weeding regularly

(3avi)
Apply 250kg/ha of N.P.K fertilizer four to six weeks after planting

(3avii)
Cassava matures between 8 to 12 months after planting. Cutting back plants 2 weeks before harvesting should cause tubers to mature and increase yields by 10%. Do not weed before harvesting. Excess soil should be removed from the harvested tubers and tubers carefully packed in crates or bags for transport.

(3aviii)
The main means of preserving cassava roots for storage is to produce some form of dried product, the end product generally being a flour although the dried roots are often stored in some other form.

(3bi) Bacteria
(3bii) Bird
(3biii) Bloody faeces
(3biv) Proper hygiene
(3bv) Bacteria
(3bvi) Cattle
(3bvii) profuse diarrhoea
(3bviii) Proper hygiene

============================================



(4a)
Land tenure can be defined as the manner in which a party holds or occupies an area of land.

(4b)
A weed may be defined as any plant or vegetation that interferes with the objectives of farming or forestry, such as growing crops, grazing animals or cultivating forest plantations.

(4ci)
It is caused by Rootknot nematode

(4cii)
-Nematodes are soil borne so are transmitted through soil movement and run-off water
-Through vegetative planting materials/transplanting of seedling
-Through contaminated farm tools and equipment

(4ciii)
-Enlargement of certain cells of the
-Roots in the form of knots

(4civ)
-Crop rotation
-Use resistant varieties

(4di)
(i) Land is Permanent
(ii) Land is a Primary Factor of Production
(iii) Land is a Passive Factor of Production
(iv) Land is Immovable

(4dii)
(i) Man Produces Capital
(ii) Capital is a Passive Factor of Production
(iii) Capital is a Produced Means of Production
(iv) It is variable

========================================

(5a)
Colostrum is the first milk produced by the farm animals which are rich in proteins, vitamins, and they are used to feed new born farm animals.

(5b)
Diagram

(5c)
(i) 1
(ii) 3
(iii) 11
(iv) 28
(v) 40
(vi) 8
(vii) 1
(viii) 0


=======================================


(6a)
(i) Washing of the feeders and drinkers regularly
(ii) Admistration of vaccine and medication to birds
(iii) Fumigation and proper sanitation should be done before arrival of the bird
(iv) Provision of medication and vaccination

(6b)
(i) It prevents secondary infection caused by horn injuries
(ii) It creates more space for animals
(iii) It prevents injuries to the body of other animals
(iv) It makes it safer during vaccination or deworming of animals

(6c)
(i) Harvesting
(ii) Packaging and Packing
(iii) Transport
(iv) Advertisement
(v) Food Processing

(6d)
(i) Land tenure system
(ii) Inadequate finance and credit facilities
(iii) Poor marketing system
(iv) Inadequate farm input

8
Waec answers 2018 / 2018 waec Agric practical answers
« Last post by Emeka on April 26, 2018, 06:19:30 am »
Agric answers




(1a)
Specimen A:
(i) It is used for falling of trees.
(ii) It is used for cutting the trees during stumping.
(iii) It is used for cutting logs of woods into smaller pieces.

Specimen B:
(i) It is used for lifting soil and turning the soil.
(ii) It is used for levelling of the soil.
(iii) It is used for digging holes during transplanting.

Specimen D:
(i) It is used for transplanting of seedling.
(ii) It is used for applying manure after and before planting.
(iii) It is used for nursery operation/practices.

Specimen F
(i) It is used for pulverizing the soil.
(ii) It is used for aerating the
soil.
(iii) It is used for transplanting seedling.

(1b)
(i) The metal parts should be sharpened when blunt.
(ii) The metal parts should be oiled or greased to prevent rusting.
(iii) The wooden parts should be stored or kept in a place where termite cannot eat it.
(iv) Store in a cool and dry place

====================================



(2a)
G - PH 7(neutral)
H - 1-4(acidic)
I - PH -8-14(alkaline OR basic)

(2b)
Specimen G:
When G is added to water sample in a glass beaker and stored with blue and red litmus paper, No colour change was observed, showing neutral.

Specimen H:
When H is added to a water sample in a beaker and stirred and tested with blue and red litmus paper. It changes blue litmus paper to red showing that it is acidic.

Specimen I:
When I is added to a water sample in a beaker and stirred/tested with litmus papers. It changes the red litmus paper to blue showing that it is basic or alkaline.

(2ci)
If the PH is 45 it shows that it is slightly acidic/acidic

(2cii)
(i) It destroys the root of plants.
(ii) It prevents the uptake of food from the root system.
(iii) It prevents the normal growth of plants except plants like tomatoes.

(2ciii)
(i) Washing away of soil nutrients by erosion
(ii) Planting operations like Monocropping
(iii) Excessive use of land of a long period of time

==========================================


(3a)
J - Grain weevil
K - Yam tuber beetle
L - Rodents
M- Beetle

(3b)
(i) They bore with seed
(ii) It causes low yield.
(iii) It causes death of plants and reduces farm yield.
(iv) It reduces the farmer's income.
(v) Transmission of diseases.

(3c)
Specimen J:
(i) By the use of chemicals.
(ii) By the use of pesticides.
(iii) Through hand picking.

Specimen K:
(i)Through the use of pesticides.
(ii) By handpicking.
(iii) By the use of chemicals.

Specimen L:
(i)Through the practise of crop rotation.
(ii) By using fungicides.

Specimen M:
(i)Through the use of rodenticides.
(ii) By setting traps for the rodents



=======================================


(4a)
(i) Cattle
(ii) Sheep
(iii) Goat

(4b)
Specimen N
(i) It sucks the blood of its host.
(ii) It reduces the size of its host
(iii) It reduces the market value of its host
(iv) It kills it's host

Specimen O
(i) It kills it's host
(ii) It reduces the quality of its host
(iii) It causes anaemia to its host
(iv) It sucks the blood of its host

(4c)
(i) By proper sanitation measures
(ii) By handpicking
(iii) By dipping the infected host in chemicals
(iv) By using insecticides
(v) By isolation of infected animals
(vi) By quarantine





ANSWERS LOADING..........
9
Waec answers 2018 / 2018 waec animal husbandry answers
« Last post by Emeka on April 24, 2018, 08:32:53 am »
Animal husbandry answers


1ai)
-Turkey
-Duck


(1aii)

-Goat
-Sheep


(1aiii)
-Sheep
-Goat

(1b)
(i) Serves as food for man
(ii) A good source of protein
(iii) The shell is used for vim making
(iv) Serves as income to farmers

1c)
-B can be used as protection
-C is used for balance

(1d)
(i) Plate
(ii) Neck chain
(iii) Key holder


==========================================


(2a)
-For food purposes
-To generate income
-To make research
-To produce offspring

(2b)
-Meat
-Wool

====================================


(3a)
(i) By the use of chemicals
(ii) Through the use of biological method
(iii) By the use of predators
(iv) By physical method

(3b)
(i) It destroys skin and hides of cattles
(ii) It destroys cattle's fur
(iii) It reduces the blood of cattle
(iv) Its effect reduces the weight of cattle

(3c)
(i) Lice
(ii) Flea
(iii) Ringworm

(3d)
(i) Use of chemical called acaricide
(ii) Biological method
(iii) Proper sanitation
(iv) Through physical method

==========================================



(4ai)
-Hay
-Silage

(4aii)
HAY:
-It should not be mouldy
-It should have a pleasant smell
-It should be pale green in colour
-Most of its leaves should be intact

SILAGE:
-It should be digestable
-It should be highly nutritious
-It should be light green in colour
-It should not be mouldy or blakish

(4b)

(4c)
-Irrigation
-Fencing
-Pests and diseases control
-Sowing and transplanting
-Seed bed preparation




Answers loading...........
10
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Commerce OBJ:
1-10: DBACCADBBB
11-20: ACDADBDAAD
21-30: BABCDAAABC
31-40: ABABDBCADA
41-50: CCBBBAACAB
==================


(1a)
(i) The size of the market: If the size of the market is very small and demand of the commodity or product is not high, then division of labor cannot really be practiced.
(ii) Level of technology: The level of technology available to a business can limit the extent of specialisation

(1b)
(i) Momotony of task: Working on the same job everyday and everytime may make an employee get bored and lose interest ie work becomes dull and monotonous
(ii) Unemployment: The use of machine can render some workers redundant, leading to retrenchment and unemployment. Specialists also finds it more difficult to get employed.
(iii) Immobility of labour: When an employee becomes a specialist in a particular job, it becomes practically impossible for him to move from one job to another.

(1c)
(i) Increase in Production
(ii) Reduction in the Cost of Production
(iii) Availability of Commodities at a Cheaper Price
(iv) Saving of Capital and Tools
(v) Increase in the Number of Efficient-Organizers

============================================

(2a)
(i) Accessibility to the retail outlet for example is it close to the road so people can easily reach it not in some back alleyway
(ii) Target group of customers to be attracted
(iii) Competition from other retail outlets
(iv) The development potential of the area in case of future expansion plans
(v) Nearness to customers

(2b)
(i) Assembling: The wholesaler buys goods from different
manufacturers producing the same line of
goods. He assembles them in his warehouse for the purpose of sale to the retailers.
(ii) Storage: A wholesaler stores the goods in his warehouse.
He makes them available in proper and required quantities as and when they are required by retailer.
(iii) Grading and Packing: A wholesaler sorts out the goods according to
their quality size, shape, content etc and then
packs them carefully to sell them to the retailer.
(iv) Transportation: Wholesaler buys goods in bulk from the producers and transports them in his own go down. The wholesaler also provides the facility of transporting the goods from
warehouse to the retailer shop.
(v) Financing: This is an important function of a wholesaler. A wholesaler used goods on cash from the producers and sells on credit to the retailers. In this way, the financing facilities to trade transaction.

============================================


(5a)
(i) Helpful in planning: Marketing provides information to management related with planning for future programmers.
(ii) Helpful in making profit: Marketing can generate revenue at a cost which will leave some surplus in the form of net profits.
(iii) Helpful in distribution: In business organization marketing department provides information about quantity, time, means and medium of transportation etc. of delivery of goods in different places.
(iv) Helpful in exchanging information: Marketing plays an important role for exchanging information among consumers and firms.

(5b)
(i) Advertising: The masses of customers dispersed geographically can be reached with the Promotional Tools of advertising, which can be repeated for a number of
times. The popularity, size and success of the selling organization are enhanced by the large scale advertising.
(ii) Personal Selling: At certain stages of the buying process, personal selling is the most effective promotion tool in creating customerís preferences, convictions and actions.
(iii) Sales Promotion: These Promotional tools include sales promotion which further contains a broad assortment of elements like Coupons Cent-off Deals Premiums.
(iv) Public Relations: Public relations are much different from the ads and they are more influential than these ads.

=========================================


(6a)
A second tier security market is an appendage to the stock exchange market where owners of existing security and buyers of security meet in order to negotiate and bargain on the exchange of goods and services

(6b)
(i) It is an avenue for companies, investors to raise capital.
(ii) The market provides opportunity for buying and selling of shares of companies.
(iii) SSM affords investors the opportunity of assessing the profitability and efficiency of companies in order to know which company to invest.
(iv) Investors are provided with the opportunity of obtaining loans.

(6c)
(i) Application for Listing will only be entertained if sponsored by a Dealing Member of The Exchange.
(ii) The company must be a public company, which will issue or has issued an invitation to the public to subscribe for its shares or has satisfied Council that the public is sufficiently interested in the companyís shares to warrant Listing.
(iii) All securities for which listing is sought shall first be registered with the securities and Exchange Commission.
(iv) Before the grant of Listing, all applicant companies shall sign a General
Undertaking that they will provide promptly certain information about their
operations and that they will follow certain administrative procedures.
(v) All companies admitted to Listing on The Exchange shall pay a listing fee as laid down in Appendix iv and these fees are subject to review from time to time.

==================================================


(7a)
Contract is a voluntary arrangement between two or more parties that is enforceable by law as a binding legal agreement. Contract law recognises and governs the rights and duties arising from agreements

(7b)
(i) To Protect against Poor Quality:
Companies rarely produce shoddy products on purpose. However, manufacturers may be tempted to use low-quality material in making certain appliances, causing them to be defective.
(ii) To Stop Unethical Practices:
The modern economy is fiercely competitive and unethical business owners will cut corners without regard to the health or safety of the consumers. Unethical practices also produce incredibly bad service and no consumer should have to deal with it.
(iii) To See Consumer Justice Is Done:
States have various laws protecting the consumer, which sometimes are ignored by business. One group legal services benefit that can be performed is correspondence.
(iv) Countrywide Wants to Keep Consumers Safe:
Defective products can be dangerous. When a plan member needs consumer protection advice the Countrywide attorney moves quickly. The right counsel is given as a necessary part of the group legal services provided, and options are explained patiently to the plan member.




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